Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More (#371)

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Tim Ferriss and Ramit Sethi

“Most of us should spend less time on most decisions and we should spend a lot more time on a few key decisions.”
— Ramit Sethi

Ramit Sethi, (@ramit) author of the New York Times bestseller I Will Teach You To Be Rich, has become a financial guru to millions of readers in their twenties, thirties, and forties. He started his website, iwillteachyoutoberich.com, as a Stanford undergraduate in 2004, and he now hosts over a million readers per month on his blog, newsletter, and social media.

Ramit grew up in Sacramento, the son of Indian immigrant parents who taught him the art of negotiating — his father once spent five days negotiating with a car dealer, only to walk away over a set of floor mats. He wasn’t the smartest kid in his class, but he loved building systems, which ultimately earned him over $200,000 in scholarships, which he used to get bachelor’s and master’s degrees in technology and psychology at Stanford. His understanding of human behavior and money led to him creating innovative solutions in self development.

Ramit and his team of dozens of employees build premium digital products about personal finance, entrepreneurship, psychology, careers, and personal development for top performers. The IWT community includes one million monthly readers, 400,000 newsletter subscribers, and 35,000 premium customers.

He has written about personal finance for The Wall Street Journal and The New York Times, and been interviewed on dozens of media outlets including NPR, ABC News, and CNBC, and popular podcasts like The Tim Ferriss Show.

Watch the interview on YouTube.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

#371: Ramit Sethi — Automating Finances, Negotiating Prenups, Disagreeing with Tim, and More
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Want to hear the first time Ramit was on this show?Listen to Ramit and me talk about persuasion and turning a blog into a multi-million-dollar business. (Stream below or right-click here to download part one; right-click here to download part two.):

#33: Ramit Sethi on Persuasion, Negotiation, and Turning a Blog Into a Multi-Million-Dollar Business
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This episode is brought to you by LinkedIn Jobs. The right hire can move your business quantum leaps forward, while the wrong hire can crater it. Luckily, you can rely on LinkedIn Jobs to find you the most relevant, qualified candidates so you can focus on making a hire you’re excited about.

With five hundred million active members, LinkedIn attracts people every day who want to make connections, grow their careers, and discover new job opportunities. Note that 90% percent of LinkedIn users are open to new opportunities, but not actively scanning job boards. Post a job today at LinkedIn.com/Tim and get $50 off your first job post!


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Adam Savage on Great Tools, Great Projects, and Great Lessons (#370)

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Adam Savage on The Tim Ferriss Show podcast

Photo by Norman Chan

“A true creator knows that you follow the thing to where it’s going, not to where you think it ought to go.”
— Adam Savage

Adam Savage (TW: @donttrythis IG: @therealadamsavage FB: therealadamsavage) has spent his life gathering skills that allow him to take what’s in his brain and make it real. He’s built everything from ancient Buddhas and futuristic weapons to fine-art sculptures and dancing vegetables.

The son of a filmmaker/painter and a psychotherapist, Adam’s previous positions include projectionist, animator, graphic designer, carpenter, interior and stage designer, toy designer, welder, and scenic painter. And he’s worked with every material and in every medium he could fathom—metal, paper, glass, plastic, rubber, foam, plaster, pneumatics, hydraulics, animatronics, neon, glassblowing, mold making, and injection molding, to name just a few.

In 1993, Adam began concentrating his career on the special-effects industry, honing his skills through more than 100 television commercials and a dozen feature films, including Star Wars: Episode I – The Phantom Menace and Episode II – Attack of the ClonesGalaxy Quest, and the Matrix sequels.

A decade later, Adam was chosen, along with Jamie Hyneman, to host MythBusters, which premiered on Discovery Channel in January 2003. 14 years; 1,015 myths; 2,950 experiments; eight Emmy nominations; and 83 miles of duct tape later, that version of the series ended in March 2016.

Today, Adam hosts and executive produces MythBusters Jr., as well as a brand-new series, Savage Builds, which premieres on Science Channel in June 2019. He also stars in and produces content for Tested.com, including behind-the-scenes dives into multiple blockbuster films (including Alien CovenantMortal Combat, and Blade Runner).

In addition, after a lifetime of hunting for the perfect bag, Adam launched Savage Industries and began manufacturing his own, along with MAFIA BAGS. Made in the United States and constructed primarily from recycled sailcloth, every bag is not only durable and lightweight but unique, as well. The current line (available at AdamSavage.com) includes two sizes of the EDC (“Everyday Carry”) and pouches, with more product both available on the site and on the way.

Finally, in 2019 Adam wrote his first book, Every Tool’s a Hammer, which is, in Adam’s words, “…a chronicle of my life as a maker. It’s an exploration of making and of my own productive obsessions, but it’s also a permission slip of sorts from me to you. Permission to grab hold of the things you’re interested in, that fascinate you, and to dive deeper into them to see where they lead you.”

More information about the book is available at AdamSavageBook.com.

Watch the interview on YouTube.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

#370: Adam Savage on Great Tools, Great Projects, and Great Lessons
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Want to hear another episode with someone who’s not afraid to let their geek flag fly? — Listen to my conversation with Aisha Tyler in which we discuss optimism, free-range parenting, aggressive failure, heckler stories, and much more. (Stream below or right-click here to download.):

#327: Aisha Tyler — How to Use Pain, Comedy, and Practice for Creativity
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This episode of the Tim Ferriss Show is brought to you by Theo Chocolate, which is the first organic and fair-trade chocolate company in North America. The folks there reached out to me because they spotted some neatly stacked bars of their dark chocolate coconut in a recent Instagram photo of my fridge (see it here).

This is a brand that does everything from scratch, and the difference shows. It’s why Theo is one of my favorite chocolates. It offers tons of different bars, little snacks like coconut bites, and also imaginative creations like a cinnamon horchata bar, beer and scotch chocolates, and its signature s’mores bite — The Big Daddy. My personal favorite: Salted Almond Butter Cups, which are ridiculous.

Theo is helping drive its industry forward by working with communities in the Congo and Peru to make the economics of the cocoa trade fair for farmers, and by using sustainable farming practices. Whether you want to feel better about where you buy your goodies or you just want a really unique and delicious gift for yourself or someone else, they’re available in Whole Foods and other grocery stores across the U.S. For listeners of this podcast, Theo is offering 15% off your online purchase at TheoChocolate.com. Use code Tim15, or visit TheoChocolate.com/Tim for more details.


This podcast is also brought to you by Athletic Greens. I get asked all the time, “If you could only use one supplement, what would it be?” My answer is, inevitably, Athletic Greens. It is my all-in-one nutritional insurance. I recommended it in The 4-Hour Body and did not get paid to do so.

As a listener of The Tim Ferriss Show, you’ll get a free 20-count travel pack (valued at $79) with your first order at AthleticGreens.com/tim.


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Kevin Systrom — Tactics, Books, and the Path to a Billion Users (#369)

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“I think a big part of knowing that you’re right is working as hard as you can to prove that you’re wrong. And if you can’t, well, there’s only one option left, which is: you’re probably right.”
— Kevin Systrom

Kevin Systrom (@kevin) is an entrepreneur and the co-founder (with Mike Krieger) of Instagram. While at Instagram, Kevin served as the CEO, where he oversaw the company’s vision and strategy and daily operations. Under his leadership, Instagram grew to over one billion users and launched dozens of products including video, live, direct messaging, creative tools, Stories, and IGTV.

The company also grew to over 800 employees with a campus in Menlo Park, new offices in New York City, and a new headquarters in San Francisco.

Prior to founding Instagram, Kevin graduated from Stanford University with a BS in management science and engineering. Kevin currently lives in San Francisco with his wife and daughter.

Watch the interview on YouTube.

You can find the transcript of this episode here. Transcripts of all episodes can be found here.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

#369: Kevin Systrom — Tactics, Books, and the Path to a Billion Users
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Want to hear an episode with someone else who lives by strong principles? — Listen to my conversation with Ray Dalio. We discuss how Ray thinks about investment decisions, the three books he would give to every graduating high school or college senior, how he might assess cryptocurrency, and much, much more (stream below or right-click here to download):


This podcast is brought to you by FreshBooks. FreshBooks is the #1 cloud bookkeeping software, which is used by a ton of the start-ups I advise and many of the contractors I work with. It is the easiest way to send invoices, get paid, track your time, and track your clients.

FreshBooks tells you when your clients have viewed your invoices, helps you customize your invoices, track your hours, automatically organize your receipts, have late payment reminders sent automatically and much more.

Right now you can get a free month of complete and unrestricted use. You do not need a credit card for the trial. To claim your free month and see how the brand new Freshbooks can change your business, go to FreshBooks.com/Tim and enter “Tim Ferriss” in the “how did you hear about us” section.


This podcast is also brought to you by Helix Sleep. I recently moved into a new home and needed new beds, and I purchased mattresses from Helix Sleep.

It offers mattresses personalized to your preferences and sleeping style — without costing thousands of dollars. Visit Helixsleep.com/TIM and take the simple 2-3 minute sleep quiz to get started, and the team there will build a mattress you’ll love.

Its customer service makes all the difference. The mattress arrives within a week, and the shipping is completely free. You can try the mattress for 100 nights, and if you’re not happy, it’ll pick it up and offer a full refund. To personalize your sleep experience, visit Helixsleep.com/TIM and you’ll receive up to $125 off your custom mattress.


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Amanda Palmer on Creativity, Pain, and Art (#368)

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Amanda Palmer and Tim Ferriss

“I’m just so fundamentally optimistic, and I barrel forth in life with this attitude that everything is going to be absolutely fine and go my way.”
— Amanda Palmer

Amanda Palmer (@amandapalmer) is a singer, songwriter, playwright, pianist, author, director, blogger, and ukulele enthusiast who simultaneously embraces and explodes traditional frameworks of music, theatre, and art. She first came to prominence as one half of the Boston-based punk cabaret duo The Dresden Dolls, earning global applause for their inventive songcraft and wide-ranging theatricality.

Her solo career has proven equally brave and boundless, featuring such groundbreaking works as the fan-funded Theatre Is Evil, which made a top 10 debut on the SoundScan/Billboard 200 upon its release in 2012 and remains the top-funded original music project on Kickstarter. In 2013 she presented The Art of Asking at the annual TED conference, which has since been viewed over 20 million times worldwide. The following year saw Palmer expand her philosophy into the New York Times best-selling memoir and manual, The Art of Asking: How I Learned To Stop Worrying And Let People Help.

Since 2015 Palmer has used the patronage subscription crowdfunding platform Patreon to fund the creation of her artwork. This has enabled her to collaborate with artists all over the world with over 14,000 patrons supporting her creations each month. Palmer released her new solo piano album and accompanying book of photographs and essays, There Will Be No Intermission, on March 8, 2019, followed by a global tour. Recorded in late 2018 with grammy-winning Theatre Is Evil producer/engineer John Congleton at the helm, the album is a masterwork that includes life, death, abortion, and miscarriage among its tentpole themes.

Watch the interview on YouTube.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.


Want to hear an episode with Amanda’s husband? — Listen to my conversation with author and world treasure Neil Gaiman, in which we discuss the writing process, first drafts, artistic collaboration, daily routines, and the merits of fountain pens. Stream below or right-click here to download.

#366: Neil Gaiman — The Interview I've Waited 20 Years To Do
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This podcast is brought to you by Peloton, which has become a staple of my daily routine. I picked up this bike after seeing the success of my friend Kevin Rose, and I’ve been enjoying it more than I ever imagined. Peloton is an indoor cycling bike that brings live studio classes right to your home. No worrying about fitting classes into your busy schedule or making it to a studio with a crazy commute.

New classes are added every day, and this includes options led by elite NYC instructors in your own living room. You can even live stream studio classes taught by the world’s best instructors, or find your favorite class on demand.

Peloton is offering listeners to this show a special offer. Visit onepeloton.com and enter the code TIM at checkout to receive $100 off accessories with your Peloton bike purchase. This is a great way to get in your workouts, or an incredible gift. Again, that’s onepeloton.com and enter the code TIM.


This episode is also brought to you by LinkedIn Marketing Solutions, the go-to tool for B2B marketers and advertisers who want to drive brand awareness, generate leads, or build long-term relationships that result in real business impact.

With a community of more than 575 million professionals, LinkedIn is gigantic, but it can be hyper-specific. LinkedIn has the marketing tools to help you target your customers with precision, right down to job title, company name, industry, etc. Why spray and pray with your marketing dollars when you can be surgical? To redeem your free $100 LinkedIn ad credit and launch your first campaign, go to LinkedIn.com/TFS!


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Eric Schmidt — Lessons from a Trillion-Dollar Coach (#367)

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“You can systematize innovation even if you can’t completely predict it.”
— Eric Schmidt

Eric Schmidt (@ericschmidt) is Technical Advisor and Board Member to Alphabet Inc., where he advises its leaders on technology, business and policy issues. Eric joined Google in 2001 and helped grow the company from a Silicon Valley startup to a global leader in technology. He served as Google’s Chief Executive Officer from 2001-2011, and Executive Chairman 2011-2018, alongside founders Sergey Brin and Larry Page.

Eric serves on the boards of The Mayo Clinic and The Broad Institute, among others. His philanthropic efforts through The Schmidt Family Foundation focus on climate change, including support of ocean and marine life studies at sea, as well as education, specifically cutting-edge research and technology in the natural sciences and engineering. He is the founder of Schmidt Futures, which works to improve societal outcomes through the development of emerging science and technology.

He is the co-author of The New Digital Age, How Google Works, and the new book, Trillion Dollar Coach: The Leadership Playbook of Silicon Valley’s Bill Campbell, which he co-authored with fellow Google leaders Jonathan Rosenberg (@jjrosenberg) and Alan Eagle (@aeaglejr).

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

You can find the transcript of this episode here. Transcripts of all episodes can be found here.

#367: Eric Schmidt — Lessons from a Trillion-Dollar Coach
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Want to hear an episode with Silicon Valley’s most feared and well-liked journalist? — Listen to my conversation with Kara Swisher, in which we discuss war stories, missed opportunities, optimistic pessimism, and the art and craft of good questions. (Stream below or right-click here to download.)

#218: The Most Feared and Well-Liked Journalist in Silicon Valley - Kara Swisher
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This episode is brought to you by Inktel. Ever since I wrote The 4-Hour Workweek, I’ve been frequently asked about how I choose to delegate tasks. At the root of many of my decisions is a simple question: “How can I invest money to improve my quality of life?” Or “how can I spend moderate money to save significant time?”

Inktel is one of those investments. They are a turnkey solution for all of your customer care needs. Their team answers more than 1 million customer service requests each year. They can also interact with your customers across all platforms, including email, phone, social media, text, and chat.

Inktel removes the logistics and headache of customer communication, allowing you to grow your business by focusing on your strengths. And as a listener of this podcast, you can get up to $10,000 off your start-up fees and costs waived by visiting inktel.com/tim.


This episode also is brought to you by LinkedIn and its job recruitment platform, which offers a smarter system for the hiring process. If you’ve ever hired anyone (or attempted to), you know finding the right people can be difficult. If you don’t have a direct referral from someone you trust, you’re left to use job boards that don’t offer any real-world networking approach.

LinkedIn, as the world’s largest professional network, which is used by more than 70 percent of the US workforce, has a built-in ecosystem that allows you to not only search for employees, but also interact with them, their connections, and their former employers and colleagues in a way that closely mimics real-life communication. Visit LinkedIn.com/Tim and receive a $50 credit toward your first job post!


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Neil Gaiman — The Interview I’ve Waited 20 Years To Do (#366)

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“The biggest problem we run into is going, ‘This is who I am, this is what I’m like, this is how I function’ while failing to notice that you don’t do that anymore.”
— Neil Gaiman

Neil Gaiman (@neilhimself) is the bestselling author and creator of books, graphic novels, short stories, film and television for all ages, including Neverwhere, Coraline, The Graveyard Book, The Ocean at the End of the Lane, The View from the Cheap Seats and the Sandman series of graphic novels. His fiction has received Newbery and Carnegie Medals, and Hugo, Nebula, World Fantasy, Bram Stoker, and Will Eisner Awards, among many other awards and honors.

His novelistic retelling of Norse myths, Norse Mythology, has been a phenomenon, and an international bestseller, and won Gaiman his ninth Audie Award (for Best Narration by the Author).

Recently Gaiman wrote all six episodes of, and has been the full-time showrunner, for the forthcoming BBC/Amazon Prime mini-series adaptation of Good Omens, based on the beloved 1990 book he co-wrote with Terry Pratchett.

Many of Gaiman’s books and comics have been adapted for film and television including Stardust (starring Robert De Niro and Michelle Pfeiffer), Coraline (an Academy Award nominee and the BAFTA winner for Best Animated Film), and How to Talk to Girls at Parties, a movie based on Gaiman’s short story. The television series Lucifer is based on characters created by Gaiman in Sandman. His 2001 novel, American Gods, is a critically acclaimed, Emmy-nominated TV series, now entering its second season.

In 2017, Neil Gaiman became a Goodwill Ambassador for UNHCR, the UN Refugee Agency. Originally from England, he lives in the United States, where he is Professor in the Arts at Bard College.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

You can find the transcript of this episode here. Transcripts of all episodes can be found here.

#366: Neil Gaiman — The Interview I've Waited 20 Years To Do
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Want to hear an episode with another world-building dreamer? — Listen to my conversation with filmmaker Darren Aronofsky in which we discuss nomadic writing, how to navigate tough conversations over creativity and control, dealing with critics, and much more. Stream below or right-click here to download.

#263: Filmmaker Darren Aronofsky — Exploring Creativity, Ignoring Critics, and Making Art
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This podcast is brought to you by Peloton, which has become a staple of my daily routine. I picked up this bike after seeing the success of my friend Kevin Rose, and I’ve been enjoying it more than I ever imagined. Peloton is an indoor cycling bike that brings live studio classes right to your home. No worrying about fitting classes into your busy schedule or making it to a studio with a crazy commute.

New classes are added every day, and this includes options led by elite NYC instructors in your own living room. You can even live stream studio classes taught by the world’s best instructors, or find your favorite class on demand.

Peloton is offering listeners to this show a special offer. Visit onepeloton.com and enter the code TIM at checkout to receive $100 off accessories with your Peloton bike purchase. This is a great way to get in your workouts, or an incredible gift. Again, that’s onepeloton.com and enter the code TIM.


This episode of the Tim Ferriss Show is also brought to you by Hello Monday, a new podcast from LinkedIn’s Editorial Team filled with the kind of advice that stays with you — the kind you can actually use.

Each week, host Jessi Hempel sits down with featured guests, such as Seth Meyers, host of Late Night with Seth Meyers, and Elizabeth Gilbert, bestselling author of Eat, Pray, Love, to uncover lessons you can apply to your career.

For example, Elizabeth Gilbert talks about relieving creative pressure to get more done: As Liz was approaching her follow-up to Eat, Pray, Love, she tried to write for six million people and felt overwhelmed. Instead, she focused on writing for her 10 closest friends. She didn’t know how to please millions of strangers, but did know how to reach those 10 friends.

Find Elizabeth Gilbert’s episode and other episodes from Hello Monday on Apple Podcasts, or wherever you listen to podcasts.


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

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Michael Pollan — Exploring the Frontiers of Psychedelics (#365)

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Photo by Ken Light


“An overactive ego is a tyrant.”
– Michael Pollan

Michael Pollan (@michaelpollan) is the author of seven previous books, including Cooked, Food Rules, In Defense of Food, The Omnivore’s Dilemma, and The Botany of Desire, all of which were New York Times bestsellers. A longtime contributor to The New York Times Magazine, he also teaches writing at Harvard and the University of California, Berkeley where he is the John S. and James L. Knight Professor of Science Journalism. In 2010, TIME magazine named him one of the 100 most influential people in the world.

His newest book is How to Change Your Mind: What the New Science of Psychedelics Teaches Us About Consciousness, Dying, Addiction, Depression, and Transcendence, which will be available as a paperback in May.

And if you haven’t yet, check out “Trip of Compassion”, which is the most compelling movie I’ve seen in the last year. It documents one unusual approach to healing trauma that might astonish you, an innovative treatment involving the psychoactive drug MDMA (commonly known as “ecstasy”). As you will see firsthand, if the therapy is well designed, true rebirth and transformation can happen in a matter of weeks and not years. Find out more by clicking here.

Listen to the episode on Apple Podcasts, Spotify, Stitcher, Overcast, Castbox, or on your favorite podcast platform.

You can find the transcript of this episode here. Transcripts of all episodes can be found here.

#365: Michael Pollan — Exploring the Frontiers of Psychedelics
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Want to hear another episode that explores science and psychedelics? — Listen to my conversation with Paul Stamets, an intellectual and industry leader in the habitat, medicinal use, and production of fungi. Stream below or right-click here to download.

#340: Paul Stamets — How Mushrooms Can Save You and (Perhaps) the World
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This podcast is brought to you by Athletic Greens. I get asked all the time, “If you could only use one supplement, what would it be?” My answer is, inevitably, Athletic Greens. It is my all-in-one nutritional insurance. I recommended it in The 4-Hour Body and did not get paid to do so.

As a listener of The Tim Ferriss Show, you’ll get a free 20-count travel pack (valued at $79) with your first order at athleticgreens.com/tim.


This podcast is also brought to you by 99designs, the global creative platform that makes it easy for designers and clients to work together to create designs they love. Its creative process has become the go-to solution for businesses, agencies, and individuals, and I have used it for years to help with display advertising and illustrations and to rapid prototype the cover for The Tao of Seneca. Whether your business needs a logo, website design, business card, or anything you can imagine, check out 99designs.

You can work with multiple designers at once to get a bunch of different ideas, or hire the perfect designer for your project based based on their style and industry specialization. It’s simple to review concepts and leave feedback so you’ll end up with a design that you’re happy with. Click this link and get a free $99 upgrade.


QUESTION(S) OF THE DAY: What was your favorite quote or lesson from this episode? Please let me know in the comments.

Scroll below for links and show notes…

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