Tim Ferriss

Steve Young, from Super Bowl MVP to Managing Billions — Hall of Fame 49ers Quarterback on High Performance, Reinvention, Faith, and How to Blend Dreams and Plans (#847)

Steve Young (@steveyoung) is a Hall of Fame NFL quarterback who played professional football for more than 15 years, predominantly with the San Francisco 49ers. He was named the Most Valuable Player of Super Bowl XXIX, securing the titles of Player of the Year by Sports Illustrated and Sporting News from 1992 to 1994 and receiving the NFL’s Most Valuable Player award for 1992 and 1994.

Upon retirement, Steve held the record for the highest quarterback rating in NFL history and remains the only quarterback to clinch four consecutive NFL passing titles. Following his football career, Steve became an ESPN analyst and best-selling author and entered the world of private equity. He co-founded HGGC, a private equity firm managing more than $6.9B in capital commitments, and served as chairman of the board for HGGC portfolio companies IDERA, Integrity, and AutoAlert.

Steve is the founder and current chair of the Forever Young Foundation, an organization deeply involved in supporting children’s charities globally. He also has taken on a significant role in advancing the national women’s flag football initiative and is a former international spokesperson for the Children’s Miracle Network, a philanthropy that has successfully raised more than one billion dollars to aid children’s hospitals worldwide. 

He is the author of QB: My Life Behind the Spiral and The Law of Love.

Please enjoy!

This episode is brought to you by:

  • Cresset family office services for CEOs, founders, and entrepreneurs
  • AG1 all-in-one nutritional supplement
  • Wealthfront high-yield cash account
Steve Young, from Super Bowl MVP to Managing Billions – Hall of Fame 49ers Quarterback on High Performance, Reinvention, Faith, and How to Blend Dreams and Plans

Additional podcast platforms

Listen to this episode on Apple PodcastsSpotifyOvercastPodcast AddictPocket CastsCastboxYouTube MusicAmazon MusicAudible, or on your favorite podcast platform.


Transcripts

SELECTED LINKS FROM THE EPISODE

  • Connect with Steve Young:

HGGC | Forever Young Foundation | Twitter | Instagram

Books & Articles

Companies & Organizations

Movies & Documentaries

People

TIMESTAMPS

  • [00:00:00] Start.
  • [00:02:34] The full circle of Josh Waitzkin.
  • [00:05:47] The Stephen Covey plane ride that changed everything.
  • [00:11:38] Overcoming victimization: The hole you dig, then jump into.
  • [00:14:16] How taking ownership led Steve from rock bottom to NFL MVP in one season.
  • [00:21:50] Interceptions and the truest truth about accountability.
  • [00:26:09] What separates good from great quarterbacks: Adrenaline alchemy.
  • [00:31:21] Alex Honnold and the genetics of not panicking.
  • [00:32:14] Learning to actually throw a football at BYU.
  • [00:35:01] Recovering from the offensive coordinator who wouldn’t coach southpaws.
  • [00:37:00] The vulnerability prerequisite.
  • [00:42:45] Separation anxiety: Thriving by day, terrified by night.
  • [00:48:29] Tears in the Candlestick Park training room.
  • [00:52:37] The diagnosis that made the puzzle pieces fit.
  • [00:58:32] Dad’s philosophy: Dream (1%) and Plan (80%).
  • [01:01:14] Law school between Super Bowl parades.
  • [01:02:33] Trading locker room access for venture capital deals.
  • [01:08:45] Mourning old identities and heeding Roger Staubach’s transition advice: “Run.”
  • [01:11:49] Rich Lawson walks out of Morgan Stanley: “I’ll be the CEO.”
  • [01:19:05] 30 years of partnership: Yin, yang, and existential crises.
  • [01:23:01] HGGC: The name nobody can pronounce (and why).
  • [01:25:19] Faith evolution: From Boy Scout theology to something deeper.
  • [01:29:41] The Law of Love: Bill Walsh’s secret weapon.
  • [01:32:53] Divine humanity and the irony of losing self-interest.
  • [01:43:52] Parting thoughts.

STEVE YOUNG QUOTES FROM THE INTERVIEW

“I realized right there that the hole I was in, that I thought so many people had dug, that I had dug it. I had no idea that I dug the hole, and I had thought that everyone pushed me in and I didn’t realize that I had jumped in.”
— Steve Young

“My theology is we’re here as humans to learn and grow. It can be tough and miserable, it can be all kinds of things, but that’s the underpinning of what we’re trying to do is learn and grow. Be about it. Don’t be afraid.”
— Steve Young

“[Transformation is] a state of being. It’s not a list of things to do.”
— Steve Young

“You might not have a great practice, but own it. You might not be as strong as you thought you were. Well, freaking own it. Stop dancing around the authenticity of what you’re trying to do.”
— Steve Young

“Part of learning and growing is, ‘I suck right now, but I’m not going to suck tomorrow.’ And once you can start to get into that mode of ‘That’s what I’m about,’ that’s what happens. There’s a clarity that comes because now everything gets fed through that truth.”
— Steve Young

“I remember running up to Troy Aikman, and we were warming up, and he’s a friend, and he’s a quarterback for the Cowboys, and I’m like, ‘Troy, it’s so great that you’re here, man, because I’m on this quest to see how good I can get, and I can only find out against the best, and so I’m so glad that you’re here.’ And I remember Troy looked at me like, ‘Freaking weirdo. What’s wrong with you?’ But that’s what I was about.”
— Steve Young


This episode is brought to you by AG1! I get asked all the time, “If you could use only one supplement, what would it be?” My answer is usually AG1, my all-in-one nutritional insurance. I recommended it in The 4-Hour Body in 2010 and did not get paid to do so. Right now, get a FREE Welcome Kit, including Vitamin D3+K2 and AG1 Travel Packs, when you first subscribe. Visit DrinkAG1.com/Tim to claim this special offer today and receive your 1-year supply of Vitamin D—a vital nutrient for a strong immune system and strong bones!


This episode is brought to you by Cresset Family Office! Cresset offers family office services for CEOs, founders, and entrepreneurs. They handle the complex financial planning, uncertain tax strategies, timely exit planning, bill pay and wires, and all the other parts of wealth management that would otherwise pull me away from doing what I love most: making things, mastering skills, and spending time with the people I care about.  Schedule a call today at cressetcapital.com/Tim to see how Cresset can help streamline your financial plans and grow your wealth.

I’m a client of Cresset. There are no material conflicts other than this paid testimonial. All investing involves risk, including loss of principal.


This episode is brought to you by WealthfrontWealthfront is a financial services platform that offers services to help you save and invest your money. Right now, your cash can earn 3.30% APY—that’s the Annual Percentage Yield—with the Wealthfront Cash Account from its network of program banks. That’s 8 times more interest than a typical savings account at a bank, according to FDIC.gov as of 1/22/2026 (Wealthfront’s 3.30% APY vs. 0.39% average savings rate). Right now, for a limited time, Wealthfront is offering new  clients that use my sign-up link an additional 0.75% boost over the base rate for three months, meaning you can get up to 4.05% APY, limited to $150,000 in deposits. Terms & Conditions apply. Visit Wealthfront.com/Tim to get started. 

The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC (“WFB”), member FINRA/SIPC. Wealthfront Brokerage is not a bank. The 3.30% Base APY on cash deposits is as of January 30, 2026, is representative, subject to change, and requires no minimum balance. The overall boosted rate is subject to change if the base rate decreases during the three-month promotional period. Tim Ferriss, who’s not a client, receives cash compensation from Wealthfront Brokerage LLC for advertising and holds a non-controlling equity interest in the corporate parent of Wealthfront Brokerage LLC, which creates an incentive that results in a conflict of interest. Tim expresses his own opinions and Wealthfront does not endorse, sponsor, or promote them. This ad may not reflect the experience of other Cash Account clients, and similar outcomes are not guaranteed. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, not bank-guaranteed or FDIC-insured, and may lose value. See full disclosures here


Want to hear another episode with someone who has mastered the art of reinvention and phase shifts? Listen to one of my conversations with Josh Waitzkin — the basis for the book and movie Searching for Bobby Fischer (Steve’s favorite film!) — in which we discussed the art of learning, how to cultivate empty space for creativity, learning the macro from the micro, the power of beginner’s mind, transitioning from chess prodigy to martial arts world champion, and much more.

Subscribe
Notify of
guest

Comment Rules: Remember what Fonzie was like? Cool. That's how we're gonna be — cool. Critical is fine, but if you're rude, we'll delete your stuff. Please do not put your URL in the comment text and please use your PERSONAL name or initials and not your business name, as the latter comes off like spam. Have fun and thanks for adding to the conversation! (Thanks to Brian Oberkirch for the inspiration.)

3 Comments
Inline Feedbacks
View all comments
Dana Furby
Dana Furby
1 month ago

What a great interview! I have always loved Steve Young, as a Niner fan, a football fan and just a good human fan. But what he may call over sharing was received by me as an incredible gift. I could go on about the specific stuff I found deeply resonating, but in a short form comment here I will just say I love him double now. Thank you!!

Deepa
Deepa
1 month ago

“Please enjoy!”

I love how every new episode ends with those words. It conjures the image of digging into a spoonful of something decadent and rich. And then my marketing brain kicks in and goes, “Wait… that’s actually not a bad idea at all.” Not the dessert part, but the kind of marketing campaign you could build around that feeling.

Sorry, I couldn’t help it.

Grant Bentley
Grant Bentley
1 month ago

OCD wins again. Thoughtfully researched by Tim and then empathetically conducted. Steve comes across as a guy who could brag in the midst of his achievements all around him but chooses not to. Learn and grow.


Coyote

A card game by Tim Ferriss and Exploding Kittens

COYOTE is an addictive card game of hilarity, high-fives, and havoc! Learn it in minutes, and each game lasts around 10 minutes.

For ages 10 and up (though I’ve seen six-year olds play) and three or more players, think of it as group rock, paper, scissors with many surprise twists, including the ability to sabotage other players. Viral videos of COYOTE have been watched more than 250 million times, and it’s just getting started.

Unleash your trickster spirit with a game that’s simple to learn, hard to master, and delightfully different every time you play. May the wit and wiles be with you!

Keep exploring.